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Loans
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Housing Loan
We at Union Bank for Savings & Investment offer our clients the opportunity to own their dream home through a housing loan with easy and convenient payment terms at competitive interest rates. Approval of a housing loan gives a further added value benefit of a free local visa card membership and 50% discount on Visa-classic.
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Car Loan
For anybody who dreams of owning a car, the bank offers a car loan at competitive interest rate, as well as a free visa card and a free life insurance coverage with convenient repayment period.
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Personal Loan
You can qualify for personal loans with easy and convenient payments at a competitive interest rate.
Accounts
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Current Account
This is a non-interest bearing account in both local and foreign currencies allowing the client easy withdrawal access through a cheque book or ATM machine (SARRAF).
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Savings Account
This is a flexible interest bearing account that allows the client to enjoy competitive interest rates usually credited on semi annual basis.
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Certificates of Deposit (CD)
The bank offers Certificates of Deposit (available in local and foreign currencies) at predetermined rates, amounts, and specified maturity dates. The CD allows the bearer to exchange his/her bill to another party. The bearer can qualify for credit facilities by holding his/her certificate as collateral.
Credit Cards
Card transactions have come quite prominent; thus we offer a wide range of cards for the customer to choose from depending on his/her needs.
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Visa ( local \ international )
Join the family of Union Bank for Savings and Investment Visa Cards and enjoy unique privileges and services that will make your life easier. The Union Bank for Savings and Investment Visa Cards: Golden, Silver and Local are accepted at more than 10 million establishments and access to more than 750,000 ATM machines around the world.
Visit any of our branches today and fill out an application form or contact any of our customer service officers who will be glad to meet you at your earliest convenience.
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American Express
American Express cards enjoy many benefits from insurance policies, membership reward programs and low premium travel insurance.
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National Express
National Express cards are accepted in most retail outlets in Jordan. It has the convenience of easy access to cash at most local banks as well as enjoying the many discounts that come with being a National Express Cardholder (available in regular and gold).
Electronic Services
In accordance with the bank’s objective towards maximum automation (electronic services), the following services have been implemented :-
Internet Banking
In a world of rapid technological change, Union Bank offers all of your banking needs through the internet from the convenience of your own home:-
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Balance and transaction inquiries.
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Funds Transfer from account to another (same client).
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Currency exchange rate inquiries.
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Cheque book request and cheque stoppage.
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Fastlink payment.
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Notification Request.
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Outgoing remittance request, LGs and LCs request and amendment.
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Credit and ATM cards issuance and deactivation request
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Change of address request
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Payment and standing orders request
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Loan and foreign exchange simulation calculator
SMS Banking
Understanding the busy lifestyle of our clients, we offer a new service from conventional banking, a technological innovation that gives you the power to our bank, through just easy message to your mobile at your convenience:-
SARRAF (ATM)
Union Bank for Savings & Investment in its continuing efforts to meet the diverse needs of its clients has developed its electronic Services, to be more distinctive and more efficient.
SARRAF Service in its primary stage is available 24 hours a day through our conveniently located branches in Shmeisani, Gardens, Sweifieh , Madina ,Aqaba , Irbid ,Zarqa , North Marka , Jabal Amman Branches , and at Cozmo Mall. In addition to other banks ATM machines which are interlinked with the (JONET) network. The Following services are provided:
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Cash withdrawal / deposit.
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Cheques deposit.
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Cheque book request.
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Statement Request.
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Balance inquiry.
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Account to account transfer.
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Brief statement of account.
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PIN modification.
Through (SARRAF), you can also be updated of our latest products and services which are shown on the back of your Sarraf receipt or on the screen itself. Kindly visit your Branch to apply for a free “SARRAF” card.
MoneyGram
In a world of swift money transfer, we at Union Bank for Savings & Investment applied the “MoneyGram” system that has the following characteristics
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Send and receive money in 10 minutes.
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Accepted over twenty six thousand outlets in over 125 countries worldwide.
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Reliable, secure and convenient.
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Very competitive rates, cheaper than any other money transfer services.
Other Services
Bonded Warehouses
Comprehensive and distinguished banking and investment services coupled with bonded warehouses services, under efficient management with qualified and specialized human resources. We are pleased to offer you the following services:
Storage Service
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Goods are stored in warehouses and yards fully equipped for this purpose.
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A smooth flow of goods is guaranteed by the use of modern material handling equipment to facilitate the storage and classification process.
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The use of our Free Zone Service.
Insurance Service
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The bonded area is surrounded by a security wall and guarded 24 hours a day.
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Goods in the bonded area are insured against almost all risks.
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The warehouses are equipped with fire alarms and fire extinguishing systems.
Financial Assistance & Bonded Loan Services
The use of the bonded warehouses grants you financial facilities at a very low cost. In addition to the fact that custom duties are payable only when goods are taken out of the bonded warehouses, Union Bank for Savings & Investment, offers bonded loan against goods stored in the bonded area to finance your imports.
We allow our customer to place their precious personal belongings in a secure box located in the following branches (Sweifieh, Shmeisani, jabal Amman and soon in Mecca Street).
Security procedures are strictly implemented, to insure that only the authorized person has access to the box. |
