Corporate Banking & Trade Finance Services

 

We offer our corporate clients a wide range of services that support the entire commercial cycle. We provide our clients with the opportunity to choose from various methods for financing projects (medium & long term), ranging from the simple discounted bills, to loans in gold and other foreign currencies to the more sophisticated cash flow finance and syndicated loans. Clients are also able to take advantage of our experienced trade finance team for all their trade needs.
 

Union Bank for Savings & Investment is proud to offer you the following

  Corporate Banking Services

• Documentary Loans:
  L/C loans to finance imports through letter of credit's , bills or commercial invoices, with a repayment schedule tailor designed according to customer cash cycle.
   

• Bonded  warehouse Loans:
  To finance imports against storage of goods in the bank’s bonded warehouses allowing better cash flow management by not having to pay custom duties in advance, while having the goods readily available for immediate delivery or re-export.
   

• Gold Loans:
  Specialized loans, where physical gold is lent to jewelers who can benefit from low interest rates which are based on international prices enabling them to lower the risk of gold price fluctuations when they buy or sell gold at suitable market prices.
   

• Commercial Loans:
  Including working capital loans and fixed asset financing.
   

•  Discounted Bills:
  Commercial and non commercial bills discounting bills to finance short term and temporary deficits in working capital (bridge financing).
   

• Export Finance:
  Flexible and easy or competitive terms to finance exports through our tailor made packages or through specialized programs such as pre-shipment & post-shipment finance.

• Contractors Finance:
  Financing contractors by offering a range of services to provide appropriate & necessary cash & non-cash facilities for all types of projects.

• Syndicated Loans:
  Organizing and managing syndicated loans to finance large-scale projects.
   

• Project Finance:
  Tailor made packages to meet specific financing needs.
   

• Industrial Finance:
  Products catering to industrial needs ranging from long term asset finance to working capital needs.
   

•   Real-Estate & Shares Investment  Finance
  Cash loans to finance securities and real estates investment which could be short, medium or long term with flexible repayment schedule tailored according to the client's need & his\her projected cash flow.

  Trade Finance Services

Our highly experienced team handles all trade finance services offering assistance to our clients in trade finance instruments, including import and export letters of credit, letters of guarantee, and documentary collections.

Our long established correspondent banking relationships with first-class banks around the world, has enabled us to give our clients more  quality and fast prompt, efficient / effective  trade finance services to our clients.

Documentary Credits :

• Confirming and advising incoming letters of credit.

• Issuing L/C’s through our large worldwide network.
   

Guarantees and standbys :

• Issuing, local and international guarantees and standbys.

Documentary and clean Collections:

• Prompt payments for collecting payments on behalf of the exporters and importers.

• Efficient system for collecting personal, travelers and bankers checks all over the world.